Aviga
💳Fintech

We build fintech products
that move money securely.

From digital wallets and payment platforms to lending apps and open banking integrations — Aviga builds fintech software for regulated and emerging markets globally.

What Fintech founders face

  • Payment gateway integration is complex and varies significantly by market
  • KYC/AML compliance adds engineering complexity and cost
  • Security vulnerabilities in fintech are existential — breaches destroy trust
  • Open banking API integrations (Plaid, Tink, Basiq) have inconsistent reliability
  • Fraud detection requires real-time data processing and ML pipelines

Our solutions for Fintech

Multi-market payment integration

Stripe, Plaid, Flutterwave, Razorpay, Paystack, M-Pesa, GoPay — we integrate the right payment rail for your market.

KYC/AML engineering

Identity verification (Onfido, Jumio, Persona), document verification, liveness checks, and sanctions screening integrated into your onboarding flow.

Security-first architecture

End-to-end encryption, PCI-DSS aware architecture, HSM for key management, and security code reviews on every PR.

Open banking integrations

Plaid (US), TrueLayer (UK/EU), Basiq (AU), Finicity — we handle the complexity of bank API integrations so you don't have to.

Transaction monitoring

Real-time fraud detection rules, velocity checks, ML-based anomaly detection, and manual review queues.

Technologies we use for Fintech

Next.jsNode.jsPostgreSQLRedisStripe / PlaidOnfido / PersonaAWSPython (ML)KafkaTimescaleDB

Fintech Development FAQ

We design with PCI-DSS requirements in mind — using Stripe or Braintree tokenization to minimize scope, network segmentation, access logging, and encryption. We can help you understand your PCI scope and work toward SAQ compliance, though formal PCI certification requires a QSA.

Yes. We've built loan origination systems, credit scoring integrations, EMI calculation engines, and repayment management platforms. We're familiar with interest calculation, amortization, and regulatory disclosure requirements.

Yes. We build digital wallet features including stored value, peer-to-peer transfers, top-up via bank/card, cashback mechanics, and merchant payment integration. Regulatory requirements vary by country — we advise on the right architecture for your target market.

Ready to build your Fintech product?

Tell us about your project. We'll scope it and reply within 24 hours.